Travel Insurance Survival Guide

TWW editors and contributors share their experiences and tips about travel insurance.

TWW editors and contributors share their experiences and tips about travel insurance.

Photo credit: Vi Zeta, Pixabay
Photo credit: Vi Zeta, Pixabay

WORTH THE SECURITY
“Travel insurance is a must when I travel–especially if I am going to the United States. For a hundred dollars, it’s worth the security of knowing that I’ll be taken care of.”
— Karli Vezina

WHY DO I NEED TRAVEL INSURANCE?
“My roommate became paranoid during a trip we took to Cambodia; she purchased malaria pills, travel insurance, and the kitchen sink. Well, all those purchases were useless, because we didn’t need to use any of it. At that time, I thought travel insurance was useless. During my next trip to Macau, I had this weird sensation in my torso area. Eventually, I was in the hospital. My medical bill was $200 CAD. So, as you can see–travel insurance? Oh yeah.
— Harry Adamopolous

BANKS OFFER TRAVEL INSURANCE
“Many banks offer basic travel insurance. You can get the basics, excluding luggage theft, for $20 CAD at the Royal Bank. Travel insurance at a low price for some piece of mind–where do I sign up?”
— Phill Feltham

NOT SO WISE
“When I first travelled to Taiwan, my parents paid for my travel insurance–$300 CAD for a year with everything included. Once I got a job working in Taiwan, I was an alien resident with complete health insurance; I felt safe and happy. I never again got travel insurance when visiting other countries. I know I should buy some, but good travel insurance while living overseas is hard to find. Furthermore, I don’t want to spend the money–especially since nothing bad ever happens to me (knock on wood). Although, on my last motorcycle trip to southern Taiwan, my boss bought me travel insurance at a cost of five dollars CAD for four days. My boss is really nice, but also paranoid that I’d get into an accident, which, consequently, means that I wouldn’t be able to teach. Maybe she’s right.”
— Alain Chartrand

RANDOM ACTS OF KINDNESS
“No matter where you are, people you meet will be more than happy to help you out–even bend over backwards to make your trip a little easier. When that happens, it’s great to have something to give to these good samaritans. You can pick up pins with the Canadian flag from your local MPs office. Dollar stores also sell Canadian memorabilia: notebooks, magnets, socks. I’ve met hostel owners who were elated to receive hats or t-shirts with Canadian sports teams on them; for kids, bring some stickers, pencils, or stationary items with popular cartoon characters or superheroes. If you’re planning on staying in someone’s house for part or your entire journey, consider more extravagent presents such as maple syrup or local wines. The possibilities are endless. The gifts you choose will differ depending on your destination, but you’ll discover random acts of kindness all over the world.”
— Janet Moore

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